Privacy Policy
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Thank you for visiting the TPCAF Website and reviewing this Privacy Policy. This Privacy Policy explains what data TPCAF collects and how it is used and applies to information held about you. Your use of the Website or your provision of personal data to TPCAF as described below constitutes your full and complete acceptance, without limitation or qualification, of the terms of this Privacy Policy and all other Terms of Use. If you do not agree with this Privacy Policy or other Terms of Use, please do not use the Website.
Privacy. TPCAF is committed to safeguarding the privacy and security of our visitors, users, and clients. TPCAF collects information throughout the Website for several different purposes, which are explained below. Note that this Privacy Policy applies only to the Website and the personal data you provide to TPCAF. In particular, and as explained more fully in the Terms of Use, this Privacy Policy and the Terms of Use do not control and have no impact on third party websites of other providers. Users of the Website should be aware that TPCAF many contract with third party vendors which have their own privacy policies and information collection practices. Users of the Website should also be aware that TPCAF may store information in the form of a cookie on the computer or mobile device you are using. Accepting such cookies is not a prerequisite for visiting our Website or receiving goods and services from us. However, some functions are only possible if you allow us to use cookies.
Communications. If you send TPCAF personal data, e.g., by submitting an email, requesting materials or information, creating an account, choosing to become a TPCAF client, communicating with us, or otherwise engaging with us or the Website, TPCAF will use this information to respond to your inquiry or request and you accordingly consent to receipt of electronic communications from TPCAF (e.g., via email, push notification, text messages, or other types of messages). These communications may include notices about your account (e.g., transactional information) and are part of your relationship with us. We may also send you promotional communications we think will be of interest to you. You understand that you are not required to consent to receipt of promotional communications as a condition of using the Website and you may opt out of these communications by following the unsubscribe instructions provided on the Website and in this Privacy Policy. If you elect to provide us with a mobile number, we may use it to contact you for such purposes as when you make account updates or for account recovery purposes. You may receive recurring messages from us during those account changes. Standard message rates apply, and neither we nor carriers are responsible for any delayed or undelivered messages. You may browse the Website without registering or submitting personal data. When TPCAF sends you communications regarding TPCAF products and services, you will always have an immediate opportunity to decline further communications. You may also opt-out of having your information used by TPCAF, you may update your information anytime, you may request that we provide you with any personal data we have concerning you, or that we delete such information by contacting us using the contact information below:
info@tpcaf.us
TPC Art Finance
630 Fifth Avenue, Suite 2505
New York, NY 10111
Information Collected. If you sign up for a mailing list, create an account, choose to become a client, communicate with us, or otherwise engage with us or the Website we may collect information including personal data, which means information that can be used to identify a natural person. Depending on your relationship with us, we may collect the following types of personal data:
(a) contact information, such as home and business addresses, email addresses, and phone numbers;
(b) date of birth, marital/civil partnership status, details of dependents and next of kin;
(c) employment status;
(d) information about an individual’s professional qualifications;
(e) payment records and other financial and tax details;
(f) copies of identification documents used to verify your identity and for other client due diligence checks;
(g) information recorded on any forms you submit, such as tax residence, status, and assets held for reporting purposes;
(h) other information about an individual that you or the relevant individual disclose(s) to us when communicating with us;
(j) information we obtain from providing our goods and services to you;
(k) information we collect when you communicate with us, or when you apply for our products or services, or any other time you contact us; and
(l) information we obtain from third parties, such as information that we obtain when verifying details supplied by you.
TPCAF may also collect usage and other analytical information, e.g., browser information, location information, what website led you to the Website, and what website you visit upon leaving the Website. If you fail to provide us with the above information or you object to us collecting such information then we may be prevented from providing goods or services to you.
How We May Use the Information Collected. We may use the information collected about you for a number of business purposes, including without limitation:
(a) to provide goods or services to you and to operate any loans or accounts you may have with us;
(b) to communicate with you and to monitor or analyze our relationship with you;
(c) for reasonable commercial purposes such as training, quality control and administration, development of new and improved products and services, and administration of goods and services provided to us;
(d) to conduct identity verification and carry out background checks, including as part of our checks in relation to anti-money laundering, compliance screening and to prevent fraud and other crimes;
(e) to comply with any regulatory or legal requirement on us and to enable us to carry out statistical and other analysis to meet our legal or regulatory obligations;
(f) to monitor and analyze any communications between you or a third party and us, to analyze, assess and improve our services to you;
(g) to prevent or detect abuse of our services or any of our rights (and attempts to do so), and to enforce or apply our Terms of Use or any other agreement and to protect our (or others’) property or rights;
(h) to share information with relevant third parties in the context of a sale or potential sale of all or part of our business, subject always to confidentiality obligations;
(i) to bring to your attention information about additional products and services offered by us which may be of interest to you, unless you indicate at any time that you do not wish us to do so; and
(j) to improve the relevance of marketing messages we may send you, which you can opt out of as explained in this Privacy Policy.
Information Security. While TPCAF has endeavored to create a secure and reliable Website, please be advised that the confidentiality of any communication or material transmitted to/from the Website over the Internet cannot be guaranteed. Accordingly, and as set forth more fully in the Terms of Use, TPCAF is not responsible for the security of any information transmitted via the Internet and we cannot and do not guarantee the security of your personal data. You assume the sole and complete risk for using the Website and submitting information through the Website. In the event we are required by law to inform you of a breach of your personal data, we may notify you electronically, in writing, or by telephone if permitted by law.
Information Retention. We will only keep the information we collect about you on our systems or with third parties for as long as required for the purposes set out above or as required to comply with any legal obligations to which we are subject. If you cease to use our services or otherwise end your relationship with us, or you decide not to go ahead with receiving our services or dealing with us, we may still keep your information pursuant to this Section until the relevant business purpose has ceased.
Information Sharing with Third Parties. We keep all client personal data confidential. In order, however, to be able to service our visitors, users, clients, and others’ needs to the best of our ability, from time-to-time TPCAF may retain qualified third party affiliates, agents, and support or data providers to help manage the Website. We will ensure that, if we do share personal data with third parties, that any such disclosure will at all times be in compliance with applicable law. We may use third-party service providers to process payment transactions. We also engage third-party vendors to analyze the information collected for marketing or similar purposes. TPCAF’s third-party service providers may use cookies and other online tracking technologies to collect information on behalf of TPCAF. If you would like to opt out of this use of your information, you can change the preferences of your browser so that it does not accept cookies by following the links set forth above in the “Disabling Cookies” section of this Policy and/or follow the instructions at https://tools.google.com/dlpage/gaoptout to opt out of Google Analytics.
Cookies. We may use cookies or similar tracking technologies when you access the Website. Cookies are small files that are stored on your device and that store certain settings and data. Cookies generally are used to perform one or all of the following:
- Authentication: Cookies help websites determine if a user is logged in, and then deliver the right experience and features to that unique user.
- Security: Cookies help impose security measures on a website. They also help detect unusual and suspicious activities.
- Advertising: Cookies deliver a better advertising experience for both users and advertisers. Cookies help connect advertisers to users who are most interested in their products based on the user’s browsing history.
- Performance: Cookies help websites learn how services work for different people and how to route traffic between servers.
- Analytics and Research: Websites and apps use cookies to learn which of their services are most used. This helps determine what to improve, what to remove and what to leave the same.
To learn more about cookies, you may visit https://www.allaboutcookies.org/.
Disabling Cookies. In order to prevent the use of cookies, you may set your browser to not accept cookies. Note, however, that if you set your browser to prevent the use of cookies, this may result in restricted functionality of the Website. The following links explain how to access cookie settings in various browsers:
Cookie settings in Internet Explorer
Cookie settings in Google Chrome
Cookie settings in Safari (OS X)
Cookie settings in Safari (iOS)
Your Information Rights. If you are a resident of the State of California, the European Union, or the United Kingdom, you have certain rights concerning the way we use your personal data. These rights include the right:
(a) to be informed about the processing of your personal data i.e., the types of information collected, the purposes of collection, disclosure to third parties, storage periods, third party sources from which any personal data was obtained, and confirmation of whether we undertake automated decision-making, including profiling;
(b) to request access to, or a copy of, any personal data we hold concerning you;
(c) to request the rectification of your personal data, if you consider it inaccurate;
(d) to request the erasure of your personal data, if you consider that we do not have the right to hold it;
(e) to object to your personal data being processed for a particular purpose, to request that we stop using your information, and to opt out of the sale of any personal data, if applicable;
(f) where applicable, to request not to be subject to a decision based on automated processing and to have safeguards put in place if you are being profiled based on your personal data and the right to nondiscrimination for exercising these rights;
(g) to ask us to transfer a copy of your personal data to you or to another service provider or third party where technically feasible and otherwise required by applicable regulations;
(h) to withdraw, at any time, any consent that you have previously given to us for our use of your personal data; or
(i) to ask us to stop or start sending you marketing messages at any time.
Questions? Questions about this Privacy Policy can be directed to:
TPC Art Finance
630 Fifth Avenue, Suite 2505
New York, NY 10111